We've been lucky, S and I, in that we were able to afford two adoptions without going into major debt. In fact, we were feeling pretty good about it and saw it as the silver lining to delaying family building, which then turned into a long and sometimes horrible journey to achieving our goal of having two kids, a dog and a white picket fence. We probably won't get the white picket fence as we are content to have a tiny yard in the city. Goal accomplished.
Except, we didn't do that well during the last round of FMLA time off. S's lack of paycheck for 12 weeks coupled with my 1/2 paycheck for 12 weeks has added up big time. There's debt that seems to be growing every month now.
It's time to get real.
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